We have assisted many individuals and families in mitigating risks to hard-earned assets with comprehensive tax and estate planning strategies. In addition to our experience, we draw upon both Stifel’s in-house associates and professionals outside the securities industry, in particular, working with your accountant and family attorney. As a result, we have structured and implemented many new investment programs, including retirement plan rollovers and Roth IRA conversions. We invite you to take full advantage of all the financial services our team offers, putting our collective more than three-fourths of a century of experience in the securities field to maximum benefit for you; especially if your financial needs and objectives have changed or if you are retiring or making a job change. Please e-mail or give us a call at (314) 292-6212.

Here are the services we provide through discussions with you on a periodic basis:

1. Review of total assets for estate planning structuring
2. Income and estate tax planning review
3. Asset allocation review (stocks, bonds, cash, and alternatives)
4. Investment performance review and prospects on an overall portfolio basis
5. Analysis of mutual funds, managed money programs, and annuities
6. Review and analysis of individual stocks, bonds, and industry groups
7. 401(k) or 403(b) plan investment analysis
8. Analysis of retirement plans for the self-employed and small firms
9. Review of current income needs and/or retirement income needs
10. Analysis of Social Security benefit options

Please let us know if we can be of service to any of your friends or relatives. As you know, we always appreciate referrals.

Decisions to roll over or transfer retirement plan or IRA assets should be made with careful consideration of the advantages and disadvantages, including investment options and services, fees and expenses, withdrawal options, required minimum distributions, tax treatment, and your unique financial needs and retirement planning. Neither Stifel nor Stifel Financial Advisors provide recommendations with respect to your decision to move assets out of an employer-sponsored retirement plan. Once you inform your Stifel Financial Advisor that you have chosen to roll your retirement assets to an IRA with Stifel, your individual investment needs can be addressed. You should consult with your tax advisor regarding your particular situation as it pertains to tax matters.